The Research Paper You Need To Write

The Research Paper You Need To WriteGenderization explore points permit you to analyze an assortment of thoughts regarding being a man or a lady. Research papers can show how manliness and gentility have developed after some time, from the ascent of present day culture, to social relics, to a more grounded comprehension of being a man or a woman.Historically, social orders have consistently perceived the contrasts between the two sexual orientations, yet until the mid-twentieth century, there was still a lot of discussion about which class of man or lady is the most precise one. What is acknowledged today is that sexual orientation jobs are profoundly imbued in our general public, and that society has created specific ways for people to act that help to make them particular from one another.Gender investigations commonly spread three zones: Social parts of sex (socialization), Physiological qualities of (sex job) and Behavior and move styles (conduct angles). Cultural assumptions abo ut how people carry on frequently impact these three classifications. Our general public is split into two particular gatherings, the individuals who see contrasts between the sexes, and the individuals who accept that there are no differences.Male on male sexual contact stays an untouchable theme in the media, and this reality is one motivation behind why investigate on sex is so significant. Research on sex and sexuality gives the best chance to begin a discourse with individuals who feel firmly about specific issues, however who will most likely be unable to take solid positions regarding the matter. Understanding the discussion that encompasses sex and sexuality can help assemble connects among individuals and assist people with increasing a progressively precise comprehension of how their convictions sway their own and expert lives.One of the best instances of sex studies and sex sythesis is the subject of sexual direction. Since homosexuality is still seen as a freak conduct b y numerous individuals, it is essential to contemplate the point with the goal that individuals comprehend why individuals decide to be gay, lesbian, or cross-sexual. Sex and sexuality investigate assists individuals with relating to their sexual direction, which regularly makes them increasingly sure about their own lives.Gender and sexuality are additionally significant regions of study in light of the fact that the impacts of sex and sexuality are sweeping. Understanding the job of sexual orientation in dating connections enables individuals to comprehend what factors they ought to consider while picking an accomplice, and builds up better correspondence seeing someone. Sexuality research can likewise assist better with characterizing the manifestations of sexual direction, which is significant in light of the fact that these indications are frequently not seen as a feature of an individual's general mental makeup.Genderization look into additionally assists with giving a system to seeing how different advances have influenced our general public. The manner in which innovation influences individuals' lives is regularly an intensely discussed point in scholastic and diversion circles, however sex and sexuality research will assist individuals with bettering comprehend these advances and their impact on society. For instance, it is realized that the appropriation of PDAs has expanded correspondence in families, and that the utilization of PCs has changed the manner in which individuals use television.Ultimately, recollect that genderization look into is tied in with analyzing the contrasts among people and what these distinctions mean for society. There is no set in stone response to the topic of what is being viewed as the manly or female, and everybody's view on the issue will shift. Seeing how these terms are utilized and for what reason are significant, in light of the fact that sex and sexuality will change after some time, and you ought to never concent rate too intensely on some timeframe.

Getting College Papers - Make It Easy

<h1>Getting College Papers - Make It Easy</h1><p>College papers are another significant and pivotal piece of an understudy's life. Papers assist them with meeting their scholarly and individual objectives and directly affect what's to come. This is the thing that makes getting papers a requesting and testing task. Understudies can only with significant effort get papers from the school, as they have to do with certain universities like Brown and John Hopkins.</p><p></p><p>In request to get school papers, you have to present certain records to the school. These incorporate the application structure alongside the important letters of reference. These applications are joined by article subjects and educational plan vitae, which are the three most significant pieces of a resume. The exposition points and the educational program vitae are the most significant pieces of the whole application procedure and it decides your application's success.</ p><p></p><p>While applying for various papers, one needs to plainly characterize their own needs. This incorporates knowing the application prerequisites of the various colleges, just as which kind of paper will be generally proper for you. There are additionally different prerequisites, for example, which grounds you might want to apply at. Each application requires explicit prerequisites, and this is the motivation behind why applications are a multi-layered procedure. At the point when all the papers are submitted, they will be assessed and might be called upon.</p><p></p><p>Most colleges' necessities vary from school to class. It is critical to realize what the necessities are for your school. You ought to likewise comprehend if there is a cutoff time for these papers. Each paper will be assessed after a particular timeframe, and it is prudent to present your application before anything else before you study or work.</p><p> ;</p><p>Getting school papers isn't a simple assignment, yet it is positively something that can get simpler with the assistance of the web. These days, most universities have an entry where you can get them in a flash. The procedure is entirely basic, you simply need to present the best possible structures and the paper will be acknowledged by the school, alongside other required papers. The comfort of an online application is a decent in addition to. On the off chance that you need to keep all your different structures refreshed, you can utilize an online record that permits you to print the application shape and submit it to various colleges, or quest for the ideal college.</p><p></p><p>While utilizing an online application, the data you give is close to home and secret. This is particularly valuable for understudies who are uncertain about submitting archives since they are worried about the privacy. There are no postponements for these papers , and it is done as quick as could be expected under the circumstances. These things make getting school papers helpful and easier.</p><p></p><p>For understudies who need to exploit the online application, applying for school papers is more advantageous than paper accommodation. The application can be handily rounded out on the web and this assists understudies with setting aside cash. Understudies must comprehend what's in store and when to anticipate them, else it will be hard to get the papers.</p>

How to Find Literature Research Paper Topics

<h1>How to Find Literature Research Paper Topics</h1><p>US Literature Research Paper Topics is accessible everywhere throughout the nation. It is anything but difficult to take a few to get back some composure on the zone you should write in by just distinguishing the points that intrigue you.</p><p></p><p>Fiction: Most understudies love composing fiction. It has numerous preferences, including more prominent opportunity, higher perceivability and, sometimes, more prominent benefits for certain creators. Stories that show up in fiction papers might be self-portraying or theoretical fiction. Sci-fi incorporates what might be viewed as dream by certain individuals, however those in the sci-fi field might be less worried about complex rules than other writers.</p><p></p><p>Non-fiction: Students can make their papers for class just as for schools and colleges. They likewise like the chance to add to world issues, with stor ies that manage all parts of the world from the profound to the political. A few understudies expound on religion and culture, while others decide to expound on science and technology.</p><p></p><p>Introduction: Most schools and colleges require a prologue to papers, with the goal that the individuals who have not perused the material might have the option to think that its simpler. You might need to get familiar with some presentation material before you start your examination paper. These points are required for most writers.</p><p></p><p>Secondary Research: Students who research papers will appreciate thinking of them. They will pick up something helpful regarding instruction and furthermore their aptitudes for composing. Composing aptitudes are valuable for the duration of their lives, so the most significant thing for them to do is inquire about the subjects they will utilize. Optional research is an incredible method to develop i nquire about skills.</p><p></p><p>Abstracts: There are numerous spots on the web where understudies can discover writing research paper subjects. They can limit their choices by utilizing terms in a subject or catchphrase internet searcher. Instructors may have rules to follow just as explicit data on what the understudies ought to remember for their papers.</p><p></p><p>They should be brief, with one section covering the most significant purposes of the paper. They can do this by settling on a subject, composing a draft, altering and overhauling. Understudy creators can likewise alter their work before it is submitted to the class. Web based altering is one approach to ensure the paper meets adequate standards.</p><p></p><p>There are different approaches to discover and utilize writing research paper subjects, contingent upon the sort of school or college you are composing for. In all probability, they will hav e prerequisites for the sorts of subjects you can use.</p>

College Degree Essay - an Overview

<h1>College Degree Essay - an Overview </h1> <p>The past segment I seek to pick up from school is an astounding beneficial encounter that I won't ever overlook. Some are exceptionally clever in subjects, various them are extraordinary in sports and initiatives and a couple of with YO. </p> <p>When you consider the budgetary, social and social focal points of advanced education, it's easy to see how a degree can make a tremendous contrast in your life and vocation. Advanced education is awesome for some things in the cutting edge world. School training has a significant impact in our lives alongside a key opens numerous entryways of chance to progress later on and licenses us to investigate everything encompassing. Having more prominent instruction offers individuals the chance to investigate their enthusiasm. </p> <p>The enchantment of picking up something which is helpful and applicable sparkles a compelling impulse to figure it out. You article withdraw at any second. Regularly it isn't really what you study, yet the straightforward truth that you considered something in any regard. Normally, on the grounds that you can see, these aren't subjects for the timid. </p> <h2> The Fundamentals of College Degree Essay Revealed </h2> <p>Obama should stop by these pioneer programs. White guys tend to gain more cash than their non-white-male partners. People who didn't have school instructions were proceeding to get a degree. In Reality its value getting impressive obligation to visit school. </p> <p>If you're set up to get the upsides of a college degree, Striking Distance can give assistance. Instruction is the one most significant angle in the expansion of our country. For extra data, look at the Purdue on-line Learning site. For extra data, see the Nursing Second Degree site. </p> <p>College degree not just empower people to build their life, pay and working position, however in any case, it likewise helps associations in the work the board as it is significantly simpler to prepare learned representatives. Since it gives you a wide scope of aptitudes, numerous school graduates end up in fields that are not what they concentrated in school. You know that acquiring a professional education is an astute technique to improve vocation achievement. In spite of the fact that getting a professional education will help me from various perspectives in my own life. </p> <p>It's additionally progressively likely that the business will show up at somebody with more noteworthy training as increasingly learned and will fit the bill for work headways snappier. Most employments presently require a type of degree to have the option to have a generally excellent position and prevalent compensation. Rather than past ages already, the amount of lucrative employments which don't need a higher education have plunged altogether. Presently, even most medium income compensation occupations require some sort of advanced education. </p> <p>College application paper composing is an unbelievably brave activity. Composing the school application article can be among the most overwhelming bits of applying to school. School you're set up to apply, select the fitting application underneath. Understudies figure out how to improve their aptitudes in unmistakable zones without constraining themselves to one specific employment commercial center. </p> <p>When it's a great opportunity to complete the confirmation article for applying to school, there are heaps of. In school, you have to take classes, you should contemplate, you should do schoolwork, this is on the grounds that in schools educators need to reply to the experts on the off chance that the results of a specific class are awful. Find how to find the absolute best affirmation paper administration on the web. </p>

Essay My Personal Culture - 996 Words

Culture defines people’s values, beliefs, and personal interests. Culture is important because it allows people to maintain a unique identity society. Many cultures have common interests, while others may have customs that differ greatly from that of another. Technology has had a huge impact on present day cultures. Many culture have been altered including my own, and some have been created due to the rise of technology. Cultures differ so greatly that someone belonging to one culture may not agree with the values of another, which then causes social and ethical issues. My culture shares many similarities with others around the world; most of which have connected more people in recent years than ever before. Cultural gaps, and lack of†¦show more content†¦In the past, things were primarily about skin color, and issues regarding people of a particular skin color were handled by such, and not ethnicity. Black people were black people, whites were whites, and so on. The point is that by distinguishing myself from a general role, I am able to have my own identity, and I can make choices for my best interest, and not for the majority. In spite of their differences, both African and African-American culture have been able to connect in certain ways in recent years, as well as other cultures. Technology, specifically social media has allowed my generation to connect with one another even with our cultural differences. There is a chemistry that exists within my generation that my parent’s generation never could have imagined was possible. The International Association of Business Communicators says â€Å"At its core, social media are about sharing information across boundaries. We can now find out what we want from whomever we want. Social media is breaking down hierarchical, regional, age and cultural boundaries† (IABC). Things have changed socially, through digital means, and it’s a big part of what makes me and my generation unique. Today, people in the United States can interact and communicate with people from anywhere around the world. I listened to some weird electronic music from France o ne night and it is amazing that I can do that. The internet hasShow MoreRelatedPersonal Culture And My Family Culture Essay2114 Words   |  9 PagesWhile looking upon my personal culture and my family’s culture in an attempt to find appropriate dishes for this assignment, it became apparent to me that I have no definite culture. Whereas I have lived in Canada my whole life, my family’s background has engaged me in varying cultures, though I have never felt truly attuned to one culture. On the other hand, my father is a first generation Canadian, his parents both from Scotland. Though aware of my Scottish origins and my grandparents’ migrationRead MoreReflection Of My Personal Culture753 Words   |  4 Pagesthey developed in. Those beliefs or customs then shape a person’s mentality and how they interact with the world. Many different characteristics have really shaped me to become who I am today. My personal culture has shaped my own thinking and perce ption of the world considering that I grew up in a small town, my family’s careers, and having divorced parents. In the conservative small town of Mont Belvieu, Texas with a whopping 5,500 population, there is little room for outside opinions. It is just anotherRead MoreMy Personal View On Culture1038 Words   |  5 Pageswhat the term Culture means. There are thousands of different cultures in the world, that’s what makes things fun and interesting. I’m aware some individuals would argue that books are the most accurate source I can find. However, in this situation you and I are the living definitions of culture, what it means to us, and the role it plays in our lives on a daily basis. Just knowing that makes you and I the most credible source obtaining knowledge on the definition culture. Culture is not only aboutRead MoreMy Personal Experience of Culture1816 Words   |  7 Pagesand people are expected to take them on for their personal wellbeing and for societys wellbeing as a whole. Even with these, other behaviors can be damaging for ones personal identity, considering tha t the respective person no longer has the ability to distinguish between ideas that are his or hers and ideas that have been induced as a result of the environment that they live in. It all started when I realized that my dreams were not actually my dreams. Surely, this might sound confusing, but readRead MoreMy Personal Experience Of My Arabic Culture874 Words   |  4 PagesArabic Culture Culture is a very significant attribute of human experience determining to a large extend the way people relate with others within their environment. According to Mahfouz (2011), culture is also important not just for managing the way understand and relate with each other but also as a form of identification giving people a sense of belonging and identity. The human race is highly cultured with many different people preferring to lead their lives based on traditions definedRead MoreMy Personal Culture : Ralph Waldo Emerson910 Words   |  4 PagesMy Personal Culture (question) What to choose? Everyday, we have the choice to choose who we want to be. Daily, we have the option of reflecting upon yesterday and growing from our mistakes, to change our future. We are all sculpted by our virtues and personal culture. Discovering our personal culture is like growing and breathing. We all do it but many don’t take the time to think about and appreciate it. As Ralph Waldo Emerson, the famous Transcendentalist writer once said, â€Å"What is a weed? A plantRead MorePersonal Statement : My Mexican American Culture1625 Words   |  7 PagesAll cultures are different and influence how we develop as adults. In my Mexican American culture many virtues of strength, courage, and hope has been passed on. Growing up in an environment where financial hardship prevailed I was still able to observe how my parents had hopeful attitudes, loved, had patience, and kindness toward others. Our strong family unity brought me comfort and confidence in knowing I had their support and guidance. The qualities my family passed on to me are hope, love, patienceRead MorePersonal Statement : My Personal Perspective On Privilege, Race, And Culture Essay2741 Words   |  11 Pagesending, my perspective on privilege, race, and culture has drastically changed from my perspective now. The program has challenged me in ways that are unexplainable and I can only imagine how I will feel after completing the program. I had explained in my previous reflection papers how my physical disability and my ethnicity have helped define my identity. The program has helped provide insight and awareness about my identity and how I view myself. One thing that is a massive part of my identityRead MorePersonal Items that Defined My Culture Essay691 Words   |  3 Pagespresent to us our culture. As a small child, my parents introduced me to the world, and what a wonderful place it can or can’t be. Different traditions were taught to me throughout my years and these developed into the fundamental ideas for my lifestyle and culture. The idea of culture that we all share is extremely complex, so it is hard to define any parts of it without the use of symbolism. In order to define my culture, I selected three objects to represent me and my culture in a broad spectrumRead MorePersonal Reflection Essay - My Year I Became A Culture Shock For Me771 Words   |  4 Pagesfor the very first time. My 7-year-old self, full with excitement and glee could not wait to finally visit my parents’ motherland, Nigeria. Being born in America, visiting such different nation was a culture shock for me especially because I was so young. While I was there, I experienced many different things with my parents such as participating in many Nigerian traditional events and becoming more exposed to the roots I was brought up from. Although I thoroughly enjoyed my visit, there was an event

AP Lit Course Writing Project - Preparing For Your English Lit Chapter Three

<h1>AP Lit Course Writing Project - Preparing For Your English Lit Chapter Three</h1><p>In request to compose an AP Lit section three you should get ready for some significant abilities. I am certain that a great many people are accustomed to composing a paper when all is said in done, yet an individual articulation is very extraordinary. In the event that you have never experienced an AP Lit class, you will need to peruse the AP schedule cautiously. A great many people come up short since they don't get ready for this.</p><p></p><p>The reason for the English class is to show you how to compose and what configuration to use in your exposition. A great many people who don't have the foggiest idea about this will attempt to do everything equivalent to they would compose a paper in their different class. They won't have the arrangement to make an AP Lit part three intriguing and unique.</p><p></p><p>There are two things t hat you should set yourself up before you start the English class. First you have to sort out the manner in which you compose and the organization that you use. You can't simply wing it.</p><p></p><p>You will encourage yourself just as your understudies' and your syntax and sentence structure will be instructed in this class. To have the option to compose an AP Lit part three you should figure out how to sort out your considerations and how to structure your sentences properly.</p><p></p><p>You will likewise figure out how to respond to inquiries in the English class. I have perused numerous AP classes and they generally go over inquiries that they anticipate that their understudies should reply, however you won't do this in your AP Lit class.</p><p></p><p>You will likewise need to chip away at a short paper in English class. This can assist you with getting into the progression of composing an APLit section thr ee.</p><p></p><p>After you have finished these undertakings you should do some perusing to be readied. Most understudies come up short since they don't concentrate appropriately before beginning the English class.</p>

SAT Essay Writing Test Examples

<h1>SAT Essay Writing Test Examples</h1><p>In request to get ready for the SAT paper composing test, it is essential that you have the entirety of the vital apparatuses. The entirety of the exposition points that will be tried on the SAT will be founded on true encounters that most understudies will have and will be recognizable with.</p><p></p><p>This article will examine the SAT paper composing test tests and the themes that will be utilized. Remember that you ought to go into this test with the objective of composing an article that will assist you with learning the subject that is being tested.</p><p></p><p>There are various sorts of paper guides to browse. Nonetheless, the point that is being tried on the SAT will be fundamentally founded on the topic that is secured during college.</p><p></p><p>Many understudies who have stepped through the SAT Subject Exams are frequently astounded to dis cover that a portion of the inquiries depend on their own background. For instance, in the event that you are expounding on getting pregnant or in the event that you are contemplating human science, you should be set up to utilize models from your own life.</p><p></p><p>The paper tests won't have a particular models where to put together the article with respect to. You can utilize genuine models, yet don't go excessively far off the barricade and end expounding on something that was not the focal point of your examination material.</p><p></p><p>Sometimes it is similarly as successful to just utilize a couple of lines of your own writing in the article models. The fact of the matter is to compose something that can be applied to your investigations, however you need to ensure that the models are written such that will really permit you to learn and apply what you learned.</p><p></p><p>The SAT test materials inco rporate a ton of composing activities, and you will be required to utilize them during the article composing test. The composing activities may change somewhat starting with one segment then onto the next, yet you will absolutely have the option to compose a couple of genuine guides to remember for your essay.</p><p></p><p>Make sure that your composing test is inside your own rules. You would prefer not to appear as though you are attempting to compose a hit piece on another person's life in the event that you are truly not.</p>

Preparing for Essay Samples at Johns Hopkins College

Preparing for Essay Samples at Johns Hopkins CollegeJohns Hopkins College offers a wide range of different types of essay samples for various students. These are usually based on the topics that you need to work on when writing your research paper. These can be completed and then handed over to you by way of email, or you can just come over and use the software that is provided for this purpose.The sample essays can often be downloaded from the website in which they are posted, or you can request that one be sent to you. Once received, it is important to take the time to make sure that you use the correct version for your needs. The problem is that many of these companies will be out of date. This means that the versions that you receive may not have all of the material that you need to work with.So, it is always a good idea to do a little bit of homework before handover. Of course, you can just send them an email to check if your needs have changed, but this can take up a lot of you r time. The best way to go about doing this is to send them a copy of your paper so that they can match the content against what they have on hand.You will have many options when it comes to using the Johns Hopkins College essay samples. One of the easiest ways to access this information is to log onto their website directly. After you have done this, you will then be able to browse through the different options that are available.It is important to understand that there is very little that will need to change in the course material that you need to work with. However, you will find that there are many different variations of the type of writing that you need to accomplish. For example, some of the college essay samples will give you some ideas for paragraph breaks. You may also find that there are some that are designed to fit under the three-point format.Other companies may provide you with a maximum word count for your paper. This is important because you will want to ensure that the final product is going to be one that is going to be easy to read for your audience. The same is true for choosing which paragraphs to use and which to leave out.Many people mistakenly believe that the Johns Hopkins College essay samples will only cover the standard topic areas. This is not the case at all. The companies that offer this service will let you tailor the questions that you will be asked for your paper.As a result, you should have the chance to choose a particular type of research that you are interested in doing. The kind of help that you need will be provided. Of course, you can choose how much assistance you would like, as well as the type of paper that you would like to write.

Cub A Communist State Led By Raul Castro - 849 Words

Cuba is geographical located among the Caribbean islands , it is surrounded by many small Island groups , it is largest among them . It is surrounded by the busiest sea commerce route in the Atlantic. Cuba was discovered by Christopher Columbus in 15 th century from the Old world. Since then it was ruled by Spanish, and it won the freedom in 1902.Since the Island nation is in the cross roads of seafarers it is inhibited by multi ethnic people ranging from the native tribes, decedents of African slaves to the Spanish speaking people. It is culturally rich . Cuba was under the dictatorship for nearly 15 to 20 years after its freedom from its Spanish rulers, later the strong communist leaders occupied the powerful position in the Government . Cuba is often called as frozen island , as it had very less impact , no matter what developments happen in the other parts of the world . POLITICAL BACKGROUND: Cuba is a Communist state led by Raul Castro, who is the chief of state, president of the council of state and council of ministers and commander in chief of the armed forces .The constitution recognizes the Communist Party (CP) as the only legal party and â€Å"the superior leading force of society and of the state.† The Cuban revolution in 1960’s changed the whole face of the Cuba for the next few decades to come . Fidel Castro and his band of guerillas successfully overthrew the government of President General

Testing Statistical Hypothese Regression Analysis †MyAssignmenthelp.c

Question: Discuss about the Testing Statistical Hypothese Regression Analysis. Answer: Introduction One of the largest networks in the world in retail electronic payments is operated by the company Visa Inc. The company is also one of the most recognized brands in financial services across the world. The company provides a lot of facilities to the global commerce. These facilities include information and value transfer within some financial institutions, consumers, businesses, merchants and government entities management. There are a lot of types of fraud cases that are going on in the world nowadays. The most frequent fraud case that is happening now is credit card fraud. This type of card fraud is happening online as well as offline. Thus, this credit card company Visa Inc. is running this research to identify some specific issues and reduce the frequency of card fraud. The primary objectives of this research are discussed as follows. To identify whether the number of card fraud is experienced differs across gender. To identify whether there is any difference across age group of people regarding card fraud. To determine whether the average time that is required to resolve the problem of card fraud is less than 12 hours or not. To determine the frequency of occurrence of online or offline card fraud. To determine whether there is any difference between the frequency of online and offline card fraud. To identify the influence of customers satisfaction scores of response time, the level of advice and the level of communication on the overall satisfaction with the credit card fraud resolution team. Research Design In order to perform this research, data has to be collected. The data that is collected is on the experience of the customers in personal fraud. 2000 customers were selected randomly using the technique of simple random sampling. Among these 2000 customers who were selected to fill the questionnaire, 420 only responded. Thus, the success rate of the responses is only 21 percent. The ethical considerations that has to be kept in mind while collecting the data and doing the research are given below (Cacciattolo, 2015): The participants involved in the research should not be subjected to any types of harm. Respect and priority should be given to the dignity of the participants involved in the research. The participants should give full consent before participating in the study. The privacy of the participants taking part in the research must be assured. The data collected for the research purpose should be kept confidentially and must not be disclosed to anybody other than the individuals who are directly related to the research. . The participants of the survey must be assured that their identities will not be disclosed anywhere. The research aims and objectives must not be exaggerated. Any affiliations that are offered to the research or any sources from which the funding for the research are obtained must be mentioned at the time of the research. Communications that are necessary in doing the research must be done honestly and transparently. Information that are misleading to the research and biasness of the data in analysis and representation must not be done. For the purpose of the research, the following hypothesis can be framed: Is the number of card fraud experienced the same across gender? Null Hypothesis (H01): There is no significant difference between the card fraud experienced by males and females. Alternate Hypothesis (HA1): There is significant difference between the card fraud experienced by males and females. Are there differences across age groups regarding card fraud? Null Hypothesis (H02): There is no significant difference across age groups regarding card fraud. Alternate Hypothesis (HA2): There is no significant difference across age groups regarding card fraud. 12 hours time significant as response time compared to what the customers have experienced before? Null Hypothesis (H03): There is no significant difference in the average response time from 12 hours Alternate Hypothesis (HA3): The average response time is less than 12 hours. Question 4: Is the frequency of online card fraud more than that of offline card fraud? Null Hypothesis (H04): There is no significant difference in the frequency of online card fraud from offline card fraud. Alternate Hypothesis (HA4): There is significant difference in the frequency of online card fraud from offline card fraud. Question 5: Do any of the customers satisfaction scores of response time, the level of advice and the level of communication influence the overall satisfaction with the credit card fraud resolution team? Null Hypothesis (H05): The customers satisfaction scores of response time, the level of advice and the level of communication do not influence the overall satisfaction with the credit card fraud resolution team Alternate Hypothesis (HA5): The customers satisfaction scores of response time, the level of advice and the level of communication influence the overall satisfaction with the credit card fraud resolution team. Statistical Technique and Justification The hypothesis that has been stated above has to be tested using appropriate statistical techniques management. The techniques required to test the above stated hypothesis will be discussed here. To test the first hypothesis, two sample t-test will be used. A two sample t test or an independent sample t test is the most appropriate test that can be used to compare the difference of the means of the two different groups of a single variable (Traitler, Coleman Burbidge, 2017). To test the second hypothesis, analysis of variance (ANOVA) test will be used as this the most appropriate test to compare the means of more than two groups of a single variable (Wiley Pace, 2015). To test the third hypothesis, a one-sample t-test will be used as this is the most appropriate test to compare the mean of one variable with a pre determined mean of the variable (Chachi, Taheri Viertl, 2016). To test the fourth hypothesis, two sample t-test will be performed as this is the most appropriate test that can be used to compare the difference of the means of the two different groups of a single variable. To test the fifth hypothesis, regression analysis will be used as with the help of regression analysis only it is possible to find out whether there is any influence of the independent variables on the dependent variable (Draper Smith, 2014). It can be clearly observed that 34 percent of the respondents have not faced card fraud in the last 12 months. 66 percent of the respondents have experienced card fraud in the last 12 months. Thus, it can be said that most of the people around the world are now experiencing card fraud. The figures are given in table 5.1 and figure 5.1. Table 5.1: Number of people who faced card fraud in last 12 months Row Labels Count of Question1 1 278 2 142 Grand Total 420 Thus, as shown before, out of 420 respondents, 278 have experienced card fraud. Now, the difference between the numbers of card frauds experienced by these 278 people across gender has to be tested. At first, the difference between the numbers of offline card frauds has been tested. Table 5.2: Two-Sample t-test for difference in offline fraud Male Female Mean 4.40 4.24 Variance 23.44 23.64 Observations 126 152 Pooled Variance 23.55 Hypothesized Mean Difference 0 df 276 t Stat 0.262 P(T=t) one-tail 0.397 t Critical one-tail 1.650 P(T=t) two-tail 0.793 t Critical two-tail 1.969 Statistical Interpretation: From table 5.2, it is evident that t-calculated (0.262) is less than t-critical (1.969) and p-value is more than the significance level (5 percent level of significance), thus, we can accept the null hypothesis (H01) that there is no significant difference between the offline card fraud experienced by males and females (p-value 0.793) at 5 percent level of significance. The average number of times the females get card frauds offline does not differ much from the number of times the males get card fraud offline. Therefore, people should me much more careful so that nobody can fraud them. Table 5.3: Two-Sample t-test for difference in online fraud Male Female Mean 5.80 6.66 Variance 14.98 15.52 Observations 126 152 Pooled Variance 15.28 Hypothesized Mean Difference 0 df 276 t Stat -1.818 P(T=t) one-tail 0.035 t Critical one-tail 1.650 P(T=t) two-tail 0.070 t Critical two-tail 1.969 Statistical Interpretation: From table 5.3, it is evident that t-calculated (-1.818) is less than t-critical (1.969) and p-value is more than the significance level (5 percent level of significance), thus, we can accept the null hypothesis (H01) that there is no significant difference between the offline card fraud experienced by males and females (p-value 0.070) at 5 percent level of significance. The average number of times the females get card frauds online does not differ much from the number of times the males get card fraud offline. Therefore, people should me much more careful while accessing their cards online so that nobody can fraud them. Table 5.4: Summary Statistics for ANOVA on Offline Card Fraud Groups Count Sum Average Variance Less than 25 years 67 326 4.87 24.45 26-35 years 66 309 4.68 24.25 36-45 years 80 358 4.48 23.64 46-55 years 42 106 2.52 18.21 More than 55 years 23 100 4.35 24.15 Table 5.5: ANOVA Table on Offline Card Fraud Source of Variation SS df MS F P-value F crit Between Groups 166.021 4 41.505 1.788 0.131 2.405 Within Groups 6335.753 273 23.208 Total 6501.773 277 Statistical Interpretation: From table 5.5, it is evident that f-calculated (1.788) is less than t-critical (2.405) and p-value is more than the significance level (5 percent level of significance), thus, we can accept the null hypothesis (H02) that there is no significant difference between the offline card fraud experienced across different age groups (p-value 0.131) at 5 percent level of significance. Non-Statistical Interpretation: The average number of times the people of different age groups get offline card fraud has no significant difference. Thus, from here it can be said that people of all age groups has an equal chance of getting card fraud offline. Table 5.6: Summary Statistics for ANOVA on Online Card Fraud Groups Count Sum Average Variance Less than 25 years 67 417 6.22 16.02 26-35 years 66 463 7.02 12.66 36-45 years 80 516 6.45 15.74 46-55 years 42 206 4.90 16.04 More than 55 years 23 141 6.13 16.66 Table 5.7: ANOVA Table on Online Card Fraud Source of Variation SS df MS F P-value F crit Between Groups 118.112 4 29.528 1.943 0.104 2.405 Within Groups 4148.654 273 15.197 Total 4266.766 277 Statistical Interpretation: From table 5.7, it is evident that f-calculated (1.943) is less than t-critical (2.405) and p-value is more than the significance level (5 percent level of significance), thus, we can accept the null hypothesis (H02) that there is no significant difference between the online card fraud experienced across different age groups (p-value 0.104) at 5 percent level of significance. The average number of times the people of different age groups get online card fraud has no significant difference. Thus, from here it can be said that people of all age groups has an equal chance of getting card fraud online as well as offline. From table 5.8 given below, it can be seen clearly that the average time that can be lost by a customer suffering from online fraud is 13.65 hours. Table 5.8: Descriptive statistics for amount of time lost (in hours) in resolving the most recent incident of credit card fraud Mean 13.65 Standard Error 1.05 Median 1 Mode 1 Standard Deviation 17.562 Sample Variance 308.430 Kurtosis -0.991 Skewness 0.844 Range 50 Minimum 0 Maximum 50 Sum 3795 Count 278 The company Visa Inc. has set a time-period of 12 hours. To test whether there will be any significant improvement to the response time; the following test has been done. Table 5.9: One-Sample t-test for difference in service time from predefined mean Amount of time lost (in hours) in resolving the most recent incident of credit card fraud Mean 13.65 Variance 308.43 Observations 278 Hypothesized Mean Difference 12 df 277 t Stat 1.568 P(T=t) one-tail 0.059 t Critical one-tail 1.650 P(T=t) two-tail 0.118 t Critical two-tail 1.969 From Table 5.9, it is evident that t-calculated (1.568) is less than t-critical (1.650) and p-value is greater than the significance level (5% level of significance), thus, we can reject that alternate hypothesis (HA3) that the average service time in resolving the problem of online fraud is not less than 12 hours (p-value 0.059) at 5% level of significance. The average service time (13.65 hours) is not less than 12 hours (value obtained from forecasting model). Therefore, the average service time should be used while advertizing for the company. From table 5.10, it can be clearly understood that the average number of times an offline card fraud occurs is 4 and the average number of times an online card fraud occurs is 6. Table 5.10: Descriptive statistics measures for the frequency of online and offline card fraud Offline Card Fraud Online Card Fraud Mean 4 6 Standard Error 0.29 0.24 Median 0 6 Mode 0 1 Standard Deviation 4.845 3.925 Sample Variance 23.472 15.403 Kurtosis -1.896 -1.346 Skewness 0.292 -0.075 Range 10 12 Minimum 0 0 Maximum 10 12 Sum 1199 1743 Count 278 278 Table 5.11: Two-Sample t-test for difference in offline and online card fraud Offline Card Fraud Online Card Fraud Mean 4 6 Variance 23.47 15.40 Observations 278 278 Pooled Variance 19.44 Hypothesized Mean Difference 0 df 554 t Stat -5.233 P(T=t) one-tail 0.000 t Critical one-tail 1.648 P(T=t) two-tail 0.000 t Critical two-tail 1.964 From table 5.11, it is evident that t-calculated (-5.233) is greater than t-critical (1.648) and p-value is less than the significance level (5 percent level of significance), thus, we can reject the null hypothesis (H04) that there is no significant difference between the offline and online card fraud (p-value 0.070) at 5 percent level of significance. Non-Statistical Interpretation: The average number of times people get card frauds online is much more than the number of times the people get offline card fraud. Therefore, the company Visa Inc. must invest in the updated online security that will decrease the number of online card fraud while doing online transactions. The following analysis has been performed to test the influence of the customers satisfaction scores of response time, the level of advice, and the level of communication on the overall satisfaction with the credit card fraud resolution team Table 5.12: Regression Statistics Multiple R 0.80 R Square 0.65 Adjusted R Square 0.64 Standard Error 1.04 Observations 278 Table 5.13: ANOVA df SS MS F Significance F Regression 3 536.252 178.751 166.415 0.000 Residual 274 294.310 1.074 Total 277 830.561 Table 5.14: Regression Coefficients Coefficients Standard Error t Stat P-value Lower 95% Upper 95% Intercept 1.725 0.233 7.387 0.000 1.265 2.184 Response Time 0.246 0.058 4.271 0.000 0.133 0.360 Level of Advice 0.152 0.122 1.251 0.212 -0.087 0.392 Level of Communication 0.244 0.123 1.985 0.048 0.002 0.487 Statistical Interpretation From table 5.14, it can be seen clearly that coefficients of the independent variables response time, level of advice and level of communication are not equal to zero. Thus, it can be said that the null hypothesis (H05) is rejected. The variables response time, level of advice and level of communication does influence the overall satisfaction with the credit card fraud resolution team. 65 percent of the overall satisfaction can be explained by the variables response time, level of advice and level of communication. The prediction equation can be given as follows: Overall satisfaction = 1.725 + (0.246 * Response Time) + (0.152 * Level of Advice) + (0.244 * Level of Communication) The average score of overall satisfaction can be predicted 65 percent correctly by the scores of response time, level of advice and the level of communication given by the customers. Since the correctness of the prediction is quite high, the company should try to improve these scores in order to maximize the overall satisfaction of the customers. From the analysis conducted above, it has been stated clearly that the average number of card frauds (online or offline) do not differ across gender. It has also been stated that the average number of online and offline card frauds do not differ across different age groups. The average time required by the company Visa Inc is more than 12 hours which is not the claim the company has made. It has also been observed that the frequency of online card fraud is much more than that of offline card fraud. Thus, the company should take suitable measures of increasing security to reduce the frequency of card fraud during online transactions. Further, it has also been observed from the analysis that the overall satisfaction of the customers is influenced by the response time, level of advice and the level of communication of the card fraud resolution team. Recommendations The company Visa Inc. should take rapid measures on the account of customer security to reduce the frequency of card fraud that is taking place currently at the time of online transactions. The company should also develop the response time, level of advice and the level of communication of the card fraud resolution team in order to increase the overall satisfaction of the customers. References Cacciattolo, M. (2015). Ethical considerations in research. InThe Praxis of English Language Teaching and Learning (PELT)(pp. 61-79). SensePublishers. Chachi, J., Taheri, S. M., Viertl, R. (2016). Testing statistical hypotheses based on fuzzy confidence intervals.Austrian Journal of Statistics,41(4), 267-286. Draper, N. R., Smith, H. (2014).Applied regression analysis. John Wiley Sons. Traitler, H., Coleman, B., Burbidge, A. (2017). Testing the hypotheses.Food Industry RD: A New Approach, 227-247. Wiley, J. F., Pace, L. A. (2015). Analysis of variance. InBeginning R(pp. 111-120). 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